Here’s what some of our clients have to say about what we do…
(And click here to check out our Yelp reviews)

“This is my first time writing a review, but Rasy Sor did such a great job that I had to share my positive experience. Being semi familiar with home loan processes already, my 2nd home loan, I can honestly say she went above and beyond jumping through hoops to get our loan approved. Our loan was complicated enough that I feel where other loan officers would give up, Rasy instead was persistent and always positive. I was referred to her by a close friend and I will continue to pass along her team’s reputation any chance I get.”
-Emero S.

“Thank you, Willie! As usual you did a fantastic job! Willie Bao was wonderful. As always. He was pleasant, professional, and made the whole process quick and painless. We never look anywhere else when we need a loan or financing help.”
-Malgorzata S.

“It was a pleasure working with Willie Bao and his staff at New Horizon Funding. We used him to buy our first home and now we used him again to buy our second home. We really trust Willie and he was always willing to help with our needs. He answered all our questions right away and explained everything clearly. We highly recommend Willie and his team.”
-Regina S.

“New Horizon Home Loans. I was recommended by a good Friend. To go and talk to Mr. Willie Bao. About my Home Mortgage and refinancing my home. Let me just start by saying that I went to talk to Mr. Willie and brought in his office a bunch of papers and a big head ache, about my mortgage loan from another Company. Mr. Willie proceeded to look into my situation in which he sorted out and assisted me and so thankful and grateful I am. His work speaks for its self. He is sharp and knows what he’s talking about and is real good with the numbers. I recommend everyone who is looking to buy a home or refinance or needs help or assistance in any loan or property. This is the place to go. I truly and honestly recommend New Horizon Home Loans. The place that cares about their customers not their money. It’s really hard now these days to find real honesty and people that truly care about other people. I can really honestly say this from experience. PEOPLE HELPING PEOPLE OUT. I was given a early Christmas so that I can share with my wife and kids. Once again Thank You Mr. Willie Bao. Merry Christmas to you and your family.”
-Juan C.

“I made an appointment with Willie Bao and talked to him over the phone last year. He has been giving honest sincere responses. This was my first loan application and I had no idea about the processes. He broke down all the steps, to-do list, and “what’s next?” He followed up with me and made sure everything was moving smoothly. I had documents e-mailed to me so I didn’t have to go to him and I was able to do majority of the documentations behind my computer. I most definitely endorse New Horizon Home Loans. My entire family went through here and it will most definitely continue!!!”
-Ashfi Hoque

“I just want to give a special thank you to Mr. Willie Bao and Mrs. Adriana Chavez for being so diligent and upright with my loan process. They go above-and-beyond to make sure everything goes smooth. I’ve known them for 4 years now and they are awesome! If you are looking for quality work, they are it! Thanks again for all your hard work!”
-Kristal Casarez

“Rasy was so awesome helping my clients with their financing. As a realtor and trusted advisor of my clients, it is so critical for me to deal with experts when it comes to financing and Rasy was just awesome. Super thorough, fabulous rates, closing on time. I highly recommend her for any buyers who realtors looking for a top notch lender.”
-Arno & Tricia P.

“Muchas gracias por todo. Quiero agradecerle a John y su equipo por toda su ayuda. Para este préstamo fue muy fácil y rápido. Gracias.!!!!!!!”
-Justino Guzman

“My partner and I will be getting the keys to our new home tomorrow! Woohoo! As new home buyers, the process felt daunting and unknown. Having Rasy on our side was a blessing. We greatly appreciate her transparency and the time she took to describe every step of the process, the source of each number reported on any form, and the significance of each form that required us to sign. Additionally, we appreciated her availability to hear our concerns and guide us along the way. She is proactive and diligent, so much so that she was able to close our 30-day escrow in 17 days! Her passion is contagious and helped ease our nerves and peek our excitement about being home owners. We definitely recommend New Horizon Home Loans, and specifically Rasy Sor!”
-Yessenia Aguirre

“Is there such a thing as 10 stars??? Rasy Sor is one of the most diligent, trust worthy and responsive loan officers I’ve ever worked with. She foresees the unexpected, educates along the way and is truly an extension of my team. I could not have been able to focus on other transactions without the peace of mind Rasy provided my clients and I. Rasy, thank you for going above not only in the beginning but through the entire life of the transaction. Thank you, thank you & thank you.”
-Perla P.

“Rasy Sor has become a wonderful asset to our team. We highly recommend Rasy based on her exceptional knowledge and tested experience within the real estate mortgage and finance industry. She is very dedicated to her clients, and doesn’t quit until her job is done. We’ve had great experiences with Rasy and know anyone referred will be in good hands.”
-Sarina C.

“Rasy Sor, Senior Loan Officer with New Horizon Home Loans! Thank you Rasy for providing your outstanding professional work ethics. Yes, in an effort to accomplish my loan processing you were very knowledgeable and remained on top of every item I needed to submit in an untimely manner. Taking into consideration the communication between all parties involved. You were amazing, and truly made the process run ever so smoothly. I couldn’t have done the process without you, the communication was key, and making yourself available at any time. In the end I was able to secure a successful closing to the most important purchase of my life, a ownership of my new home, an asset to my future. I would highly recommend Rasy when looking for that special loan office, she will take the wheel and represent her clients with her heart and soul leaving no stone unturned till the end result is accomplished. Thank you again Rasy, New Horizon Home Loans is fortunate to have you! Wishing you continued success!”
-Linda Mitton

“Wow. As many have said, Rasy knows her field. I will always be reaching out to her for future transactions. Many expectations were set from the start and it prepared me for everything. She will have your best interest and communicates. I prefer email over all other ways and I can say, Rasy sets a standard. You will hear from me again and Thanks to NHL for your support when in need!”
-Alan Ancheta

“If you are looking for greatness, Rasy Sor is where it is! I am a Realtor and I know a great loan officer when I see one. She has made the home buying process so easy and smooth for my buyers. She is very knowledgeable and promptly responses to all of our concerns. Even made it possible for my Buyers to close early. Hands downs, one of the best!”
-Sandi P.

“Rasy and her team were very professional. The process was smooth and quick. We’ve used Rasy now for 2 refi’s and want to thank her for the exceptional service each time. I highly recommend her services for your mortgage and refinance needs!”
-Robin Perez

“I’m officially a homeowner! Whoohoo! And I’d like to thank Rasy Sor for an amazing experience with the loan process. She is fast, friendly, professional and super knowledgeable. I felt completely comfortable throughout the whole process. Any questions I had, she was quick to answer and she would even call to follow up to make sure everything went smoothly. I can’t thank her enough for all her help and would recommend her to anyone in a heart beat. Make sure you work with her and you won’t regret it!”
-Susan Kieng

“Rasy Sor the name that echoes when it comes to a successful, stress-free home buying experience. Lord knows I have trust issues and this little lady had me in the palms of her hand; willingly of course. haha she made this experience not only stress free but also a fun one. There was never a dull moment when it came to interacting with Rasy. She is fast like lightning; and I thought I was the NASCAR racer here. Sheeesh haha There were no communication gap what so ever. She kept me in the loop thru the rain, snow, and storm. She brought rainbows and butterflies to this experience. She offered me the best rates possible and give me professional advice. She is extremely knowledgeable in her field. What more can you ask for? I felt at ease having her on my side. I don’t say that very often, but Rasy you won me over. You and your team of expertise have my vote and my money. haha I TRUST you! I highly recommend this team and RASY for all of your loan needs. I love you guys!”
-Vannaroth Yim

“New Horizon Home Loans is awesome. I recently refinanced my home and my consultant Rasy Sor was amazing. She is very professional and made everything go smoothly. I had a great experience. Thank you again Rasy Sor.”
-Patricia Jacques

“Once again, Rasy Sor made another loan experience pleasant, no worries, no stress! This time due to the timing of my business transactions, I had to delay the loan process, and when the time came to resume, Rasy was on time and on point. THANK YOU very much Rasy Sor for being patient with me and taking care of my loans!”
-Jennifer Perez

“When buying a home, you need 3 things… a good agent, a great lender and LOTS of patience. A friend referred us to Rasy and from the get go, my wife and I were incredibly impressed. This was our second time running the home buying race. We tried last year but our previous lender failed to dot their I’s and cross their T’s, so we fell out of escrow. We were understandably nervous this second time around, but Rasy immediately put us at ease. She was professional, meticulous and caring. She didn’t treat us like just another loan. She took her time explaining each step of the process and put our minds at ease. She remained positive the entire time, and that kept us in the right frame of mind. She sent e-mails every step of the way, letting us know what to expect next. She welcomed any questions and/or concerns we had, day or night, and took her time explaining things so we would understand. She made certain to collect every single piece of documentation required before submitting our package to underwriting. Thanks to Rasy’s hard work, we closed escrow and are in the midst of renovating our dream home. You want someone who will work hard for you and we believe Rasy is that person. We would recommend Rasy without hesitation, so if you’re looking for an awesome loan officer, give her a shot. You will NOT be disappointed.”
-Brendan Bajillioz

“Two thumbs up for extraordinary services from New Horizon Home Loan in the process of refinancing my home. Mr. Willie Bao has been so patient and very helpful in handling all our documents needed to facilitate a smooth process of the papers. His expertise in his field of endeavor will speak for himself. Thank you very much again, it was a pleasure doing business with them and I highly recommend New Horizon Home Loan.”
-Nora Ceralde

“Thank you very much for all great services received thru the process of my refi, Rasy is a person who will I highly recommend, I always threaded like a family member. Outstanding service from Day 1 to the end. God Bless you and will return and highly recommend as well.”
-Fernando Flores Barajas

“Rasy Sor and her office has once again gone above and beyond our expectations. Rasy Sor is a true professional. Our loan was very difficult and they powered through it. Great job as usual!”
-Ramon Dawson

“It was a pleasure working with Miss Rasy Sor. I am very much pleased with the service. She and her company provided help with my home refinancing. The transaction was very successful and I would recommend her and her company without any hesitation. If you are considering refinancing, I encourage you to go with her and her company. She will get the job done in a timely manner with little stress.”
-Joey Acorda

“My wife and I recently closed a loan with Rasy and she was excellent throughout the entire process. Going through a refinance can be a bit stressful and Rasy was great at getting us through it. She was very attentive and always available. The closing went very smoothly and we closed on time. Again Rasy and Chanel were outstanding I would recommend them to anyone getting a new loan or going through a refinance.”
-Christopher Maes

“Excellent service! Rasy Sor is such a pleasure to work with, We couldn’t imagine doing any of this without all her help. She’s always looking out for everyone and has their best interests at heart. She has great knowledge, advice and support in the process. I would definitely recommend her!”
-Melissa V.

“I don’t think I can name one person that doesn’t dread the process of applying for a home loan or refinancing one. I can, however, name a person who is outstanding in her profession and can help ease the stress in getting you through the process 100% – RASY SOR! She is very attentive, reaches out to you when she says she will, never leaves you in the dark, is always available to answer any questions you have (day or night), but most of all, she is very pleasant and passionate about her job and can make you laugh when you need it! Rasy, you got Ray and I through this refinancing and we owe you…big! You’re a star in our book and you and your company (with a special thanks to CHANEL SIRIMONGKOL) get Five (5) stars on Yelp!! Thank you.”
-Michele B.

“My girlfriend and I were already in the process with another lender that had been referred to us by our agent. Rather then detailing the impersonal service we received from that broker, I’ll focus on our phenomenal service we experienced with Rasy Sor.
We are so pleased to have found someone so genuine & honest that was readily available for us any time we had a question. Rasy kept us well informed of items that required our immediate attention and walked us through the entire process as we came to the close of escrow. We truly appreciate the level of service we received from Rasy & her company.
You owe it to yourself to have someone like Rasy on your team during this life event of buying a home.
Thank you so much for all that you’ve done for us Rasy. You are a master of your craft.”
-Hector Del Aguila

“Rasy Sor is the best Loan Officer in the World…… She is the best….. She helped me with my Loan Refinance and the process from day one to the day it was Funded. She kept in touch with me with touch points on the progress and she helped me with an off the wall matter that could have been problematic but she took it on and made sure it was cleared up so the Loan would not be delayed. My Loan closed on time, thanks to Rasy. If you need to buy a home or need to refinance your Loan, ask for Rasy…… She will take GREAT care of you.”
-Raquel Taylor

“Thank you very much for helping me get a refinance. I had a first – all interest loan and second – paying little principle with a looming balloon payment and both loans at high rates. Suthy has kept in touch with me for years since it took a long time for me to qualify because I am rely on a single income. Once I reached a threshold of qualifying income Suthy began the refinance. The process was very thorough and fast. I now have a consolidated loan that pays principle with a great interest rate. My financial situation is dramatically changed and improved. I am so grateful and will recommend friends to Suthy. Thank you both Kim and Suthy and New Horizons Funding for helping my life get on track for a better future and stable home.”
-Lalaine Fabi

“Hands down, Rasy Sor has been one of the best loan officer I’ve had the privilege to work with. She was responsive, knowledgeable and always had an awesome attitude throughout our whole purchasing process. Rasy went above and beyond to ensure the loan process smooth and was moving on a timely manner. She made sure that our needs as a buyer were met and that we understood the loan and the process. She is definitely one of a kind and would highly recommend her to anyone looking to purchase a new home.”
-Somaly Koeung

“John Chinen was so knowledgeable and professional. It was a pleasure throughout the process and we highly recommend him to all my family, friends, and co-workers. New Horizon Funding gives the boutique experience giving exceptional service, competitive rates and mortgage products. John Chinen will be our lender for life.”
-William Curtade

“My wife and I were referred to New Horizon Home Loans, as we were looking to finance our first home. We now believe this is one of the best decisions we have made concerning our lives and finances. We were treated with value and dignity. This agency worked efficiently and professionally with us throughout the entire home loan process. They were always informative and emailed or called to keep us reassured; as this process can be very stressful. Ultimately, we ended up financing the house we wanted at a great price, and ended up with money on the back-end to buy a much needed appliance! Thank you Willie Bao and the entire New Horizon Home Loan team.”
- Rasean & Elsa Jones

“Rasy Sor did a FABULOUS job on our loan. She is very professional, knowledgeable and extremely courteous. She is quite responsive, stayed in contact from start to finish and was very easy to get a hold of when you have questions. Rasy provided great advice and made our buying process easy and understandable, eliminating surprises and anxieties. We highly recommend Rasy Sor without reservation.”
- Randy Min

“New Horizon Home Loans is a premier Lender in Long Beach. I highly recommend them for their knowledge and integrity. I have been working with them since 2008 and they always do a great job.”
-Robert Strausas, Account Executive for Title365 Company

“We are another very happy family that Willie Bao at New Horizon has helped. Buying a home was a very important step for my wife Claudia and I. We are very grateful for all your continued support and always positive attitude.”
-Rodrigo Zuazua Elizondo

Rasy Sor was the BACKBONE to our home purchase experience. From day one she was there with my husband and I walking/talking us through the process. She is patient, caring, funny, easy going and very easy to work with. She is someone I know that I can count on. I don’t know if I can say I enjoyed the loan process (because buying a house can be stressful), but I definitely enjoyed working with Rasy! She started off as our lender and has become a friend and part of the family :).”
- Tiffany & Roosevelt Bailey

“Thanks to Willie Bao for rushing my loan and making the process so easy. I appreciate everything.”
- Gloria Bell

“Rasy Sor was a very diligent and professional mortgage consultant. She was knowledgeable and very accessible. She always promptly returned phone calls and always made me feel comfortable throughout the entire process. I would and do recommend her to my friends and family and will never use anyone else for my mortgage needs in the future. She greatly helped my husband and I improve our overall financial situation and I would have never done it without her support and guidance. Not to mention it was very smooth and a very quick process, which is very difficult to find these days.”
- Katie & Owen Markert

“Thank you for your participation in our 203K Homebuyers Seminar on June 22, 1996. The morning was a huge success. Your presentation was right on target and provided the attendees with solid "nuts & bolts" information. I'm sure you noticed that many in the audience were eager to get started towards their home purchase.”
-City of Long Beach, Dept. of Community Development; Phyllis Moore Venable, Neighborhood Improvement Officer

“Willie Bao deserves a medal for just putting up with all my demands. You truly are an awesome Loan Officer. Thanks for everything and thanks forever, you are a miracle worker!”
-Mr. and Mrs. Berganza

“Rasy Sor has done a super job helping with my home and refinancing loans. She is knowledgeable and great with her advises. She found for me the best interest rate for my loans. The stress and anxiety of buying a house made easier to deal with having Rasy help with the mortgage. She kept me updated on the fluctuation of the interest rate, helped organize and deal with piles of paperwork, and most of all she was honest and responsive to all my questions. I highly recommend Rasy to handle your purchase or refinance loans.”
- Manith Norng

“We are very pleased with Mr. Willie Bao’s handling of our transaction. We found him to be very thorough and professional as well as meticulous. We highly recommend his service.”
- Bronson Hunt Consulting Group, Inc.

“In 2013, I bought a rental property, and refinanced my house. Rasy Sor was my mortgage consultant for both of these transactions, and she provided us outstanding service in both cases. She is highly knowledgeable and professional while being ever so courteous. I am especially impressed by how accommodating, patient and responsive she is to her clients' need. For example, sometimes we would exchange business e-mails late at night to work out issues or to answer my questions, etc. Due to her clear communication and proactive handlings, all my loan processes were carried out smoothly and pleasantly. I am thankful for her service and I feel very lucky to get to know Rasy. In fact, this year I recommended her to my daughter for her condominium purchase, and that also went through satisfactorily just like the others. Again, I appreciate her excellent work, and will definitely go back to her for my next loan."
- Harry H. Kim

“We want you to know that we are so excited to finally call our home, our home. Willie Bao helped us fulfill one of our dreams, you put hope into what others said was hopeless…you were there for us from beginning to end, you were truthful with us and showed us exactly what needed to be done…"
- Paul and Eulalia Montano

“We can’t thank you enough for all the help you've given! We have positive cash flow now and our credit scores have jumped to the top echelon of debtors. Rasy Sor is a professional through and through, and we appreciate your patience for answering all those 'what if' questions. You managed to find the perfect solution that met both our immediate and long term goals. You moved the process along fluidly and presented options in very clear and concise manners so that we felt fully informed every step of the way. We would not hesitate to work with you again, or recommend you to others."
- Sotheavuth Meas & Nita Khuon

“As first time home owners we expected a difficult time in getting a loan …Willie Bao was very proactive, coming up with solutions for any of our problems…I doubt if anyone could have made the experience any less trying than you did."
- Rey T. Nufable

“It was a pleasure working with Rasy Sor through the entire loan process. Rasy was diligent and communicated with us through the entire process to ensure every step was understood. I thank Rasy for all the support to ensure my son, Nicholas' loan process was a success! Nicholas loves his new home!"
- Jennifer Perez (Nicholas Pilapil's Mother)

“Willie Bao’s business has flourished from doing what is best for his clients and by having the experience to get them the very best loan available. Willie has compiled a great team of Mortgage Professionals at New Horizon Home Loans who practice the same ethics and hard work that he does. I highly recommend Willie to Realtors and Consumers."
- Robert Strausas, Account Executive for Title365 Company

“Rasy Sor is honestly the BEST at what she does. More importantly, she is trustworthy and has a positive and infectious demeanor that is very helpful especially with the stresses of refinancing or buying a home. Rasy also has the most amazing follow-through. If she doesn't answer on the first ring, she calls you back in a timely manner."
- Michael & Dinah Wulf

“We would kindly like to take time out and thank Willie Bao so much for all the effort from you and your company."
- Todd & Maria Morris

“There are not enough wonderful things that can be said about Rasy Sor. Smart, driven, and focused. Excellent project manager who is fantastic at building relationships. Strong salesperson. Ton of fun and an absolute joy to work with."
- Mitchel Harad

“Thank you ALL sooo much.  It's been great working with ALL of you.  You ALL were very helpful, especially, Mr. Willie Bao who had helped me from the very beginning. I thank him so much and it's been wonderful working with him.  He is very experienced in his work and had been very helpful to me. It was a little bit hectic at the time, but it was such a challenge to run to get stuffs that he requested.  Now I put all of those behind me and if I have to do it again I will know what to do and where to go."
- Sokim Paing

“Rasy Sor at New Horizon Home Loans was so unbelievably wonderful to work with. Being a first time home buyer, I had tons of questions and lots of uncertainty. Rasy was extraordinarily responsive and was there every step of the way. She answered every question I had completely, respectfully, and quickly. She explained each and every aspect of the process and I really felt like she was on my side and wanting the best for me. She was incredibly prompt, straightforward and friendly– an absolute pleasure to do business with!"
- Tonicia Robin


Hands down the only company I want to deal with. I liked them so much I finally gave in and made myself a Yelp account! Willie Bao is really nice and helpful. He's done everything possible to make the process as easy and stress-less as he could. I would highly recommend the company to anyone who needs a loan."
- Dr. Malgorzata Stanczyk

“I would very highly recommend Rasy Sor with New Horizon Home Loans for any type of Mortgage, new or refinancing, as she is very honest and reliable. I observe how she treats all her clietns. She is a true professional and expert in mortgage lending who provides excellent service and the best rates on the market. As an Escrow Officer, I've been closing transactions with Rasy for years. There's no question that the reason for her success is because she knows every aspect and the ins and outs of her business. She educates her clients on all financing options and programs, and works with them to find a solution that fits their individual needs. People like her make my job more enjoyable by obtaining the deals from her and working together, enabling closings in a very smooth manner. Kudos to Rasy for a fine job and wishing you continued success."
- Kelvin Ly, Escrow Officer for Title365 Company

“I can't tell you how much I appreciate how hard everyone worked together getting this file done. I know it was not easy and once again I want to express my thanks. I am looking forward to working with Willie Bao and his processing team in the near future."
- The Garcia Family

“Rasy Sor is very easy to work with and communicate with. She makes sure the job is done. I would highly recommend her."
- Chris Danna, Realtor at Nourmand & Associates of Beverly Hills

“I would like to say that I got recommended to New Horizon by one of my best friends. The experience of professionalism and dedication I received from Willie Bao and all his team leaves me speechless. They really show you how much they care and help you in any way possible. I highly recommend them and would keep giving them the best ratings ever."
-Maricela Guzman

“Rasy Sor is the BEST!!! She is always on top of everything. Rasy is caring, hard working, and listens to all my concerns. She is knowledgeable and kept me on top of all the transaction. She took time to explain every option even though it might have been more than once. LOL! I am grateful to have met such a great person. I would recommend her to all my friends and family. My new home buying experience was awesome, not to mention I went back to do my refinance with her again."
- Phonevilay Kristy Romo

“I had the pleasure of having Rasy Sor manage my first home mortgage loan. Rasy was my Father's mortgage consultant, and he had nothing but the utmost positive things to say about her and his experience buying his house. He did not have to convince me to choose to work with her, and I can speak for both of us when I say that we both were very happy about our home buying experiences. Not only was she highly knowledgeable, efficient, extremely diligent and professional, but she is also courteous, friendly and an all around positive and bright person to work with. As a first-time buyer, I had many questions throughout the entire process, and she answered all of my questions clearly and patiently, looked out for my best interests, and always kept me well informed of everything I needed to know (which was basically everything since I knew nothing!). I felt very lucky to have met her. Plus, I could really tell she loves what she does, which made me have that much more confidence in her. She is an exceptional consultant, and I definitely would love to work with her again in the future and will be referring her to others. I have the highest recommendation for Rasy!"
- Minna Kim

“We have been praying for our mpi to be deleted in our mortgage loan. One day our phone rang and Rasy Sor was on the other line. From then on our prayers were answered. Rasy Sor and the New Horizon team are the answers to our prayers. If we were to do it all again, we would do it with Rasy Sor and New Horizon Home Loans. Thank you very much for all your help and God Bless."
- Magtanggol & Josie Reyes

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